A couple came to us panicking that they were told by another adviser that there was no way they could do what they needed. They had come to the end of the 5-year help to buy loan, their 5-year fixed rate was coming to an
end. Together with this they had taken out loans to build a hair salon in the garden for the client to start up a self-employed hair dressing business just before Covid.

They wanted to repay the help to buy loan, repay the loans for the salon and take out another fixed rate mortgage. As the business had taken off, we were able to help, and the clients now have the help to buy loan and salon loan together with their mortgage on a lower interest rate.